When you are shopping for a home loan it can be hard to know if you are getting a good deal. The Jake Taylor Home Loan Team takes the guess work out of the home loan process. Check out the scenarios below. We’ve listed the rate, points, APR and payment for different loan amounts and credit scores for an FHA Loan. If you have any questions about your specific situation, give us a call. We’d be happy to help you find the perfect loan for your situation.

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FHA Loan Rates as of 9/21/16 9:03 am

*Note: A negative number for closing costs means that our credits exceed your total costs.

FHA $180,000 96.5% 30YR LOAN 640 FICO
Rate Disc. Points APR Payment Closing Cost
2.750 3.461 3.923 $831 $8,643 Details
3.125 2.999 4.264 $866 $7,840 Details
3.250 0.000 4.103 $878 $2,139 Details
3.375 0.000 4.225 $890 $1,813 Details
3.500 0.000 4.350 $902 $833 Details
3.625 0.000 4.475 $914 $373 Details
3.750 0.000 4.600 $926 $-869 Details
3.875 0.000 4.725 $939 $-1,253 Details
4.000 0.000 4.850 $951 $-1,932 Details
4.125 0.000 4.975 $964 $-2,108 Details
4.250 0.000 5.100 $977 $-2,415 Details
FHA $180,000 96.5% 30YR LOAN 740 FICO
Rate Disc. Points APR Payment Closing Cost
2.750 3.086 3.890 $831 $7,991 Details
3.125 2.624 4.230 $866 $7,189 Details
3.250 0.000 4.100 $878 $1,488 Details
3.375 0.000 4.225 $890 $1,161 Details
3.500 0.000 4.350 $902 $182 Details
3.625 0.000 4.475 $914 $-278 Details
3.750 0.000 4.600 $926 $-1,520 Details
3.875 0.000 4.725 $939 $-1,904 Details
4.000 0.000 4.850 $951 $-2,583 Details
4.125 0.000 4.975 $964 $-2,759 Details
4.250 0.000 5.100 $977 $-3,066 Details
FHA $220,000 96.5% 30YR LOAN 640 FICO
Rate Disc. Points APR Payment Closing Cost
2.750 3.310 3.905 $1,016 $9,772 Details
3.125 2.848 4.245 $1,058 $8,791 Details
3.250 0.000 4.100 $1,073 $1,824 Details
3.375 0.000 4.225 $1,088 $1,424 Details
3.500 0.000 4.350 $1,102 $227 Details
3.625 0.000 4.475 $1,117 $-335 Details
3.750 0.000 4.600 $1,132 $-1,853 Details
3.875 0.000 4.725 $1,147 $-2,323 Details
4.000 0.000 4.850 $1,163 $-3,153 Details
4.125 0.000 4.975 $1,178 $-3,367 Details
4.250 0.000 5.100 $1,193 $-3,743 Details
FHA $220,000 96.5% 30YR LOAN 740 FICO
Rate Disc. Points APR Payment Closing Cost
2.750 2.935 3.872 $1,016 $8,976 Details
3.000 1.811 4.064 $1,044 $7,465 Details
3.125 1.500 4.163 $1,058 $6,805 Details
3.250 0.000 4.100 $1,073 $1,027 Details
3.500 0.000 4.350 $1,102 $-569 Details
3.625 0.000 4.475 $1,117 $-1,132 Details
3.750 0.000 4.600 $1,132 $-2,650 Details
3.875 0.000 4.725 $1,147 $-3,119 Details
4.000 0.000 4.850 $1,163 $-3,949 Details
4.125 0.000 4.975 $1,178 $-4,163 Details
4.250 0.000 5.100 $1,193 $-4,539 Details
FHA $250,000 96.5% 30YR LOAN 640 FICO
Rate Disc. Points APR Payment Closing Cost
2.750 3.310 3.902 $1,154 $10,730 Details
3.125 2.848 4.243 $1,202 $9,616 Details
3.250 0.000 4.100 $1,219 $1,698 Details
3.375 0.000 4.225 $1,236 $1,244 Details
3.500 0.000 4.350 $1,252 $-116 Details
3.625 0.000 4.475 $1,269 $-756 Details
3.750 0.000 4.600 $1,286 $-2,480 Details
3.875 0.000 4.725 $1,303 $-3,014 Details
4.000 0.000 4.850 $1,321 $-3,957 Details
4.125 0.000 4.975 $1,338 $-4,201 Details
4.250 0.000 5.100 $1,356 $-4,628 Details